Two ways to clear several debts: snowball pays the smallest balance first for quick wins, avalanche pays the highest rate first to save the most interest. Enter what you owe and see the difference in months and rupees.
Nothing saved yetYour inputs are kept in this browser only — nothing is sent anywhere.
Your debts
Rs
Every month you pay the minimum on everything, then the extra amount plus any freed-up minimums go to the target debt. Interest accrues monthly at rate ÷ 12 on the outstanding balance. Rates assumed fixed.
These tools are provided as they are, for working things out. They are not part of Aether's audited model engine and their results are not checked against it. Satisfy yourself that a number is right before you rely on it.