Two loans with the same headline rate can cost very different amounts once fees and tenor are in. This puts up to three offers side by side and works out the true cost of borrowing — not just the EMI.
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Offers leave principal blank to skip an offer
EMI assumes equal monthly instalments (reducing balance). Effective annual rate is the internal rate of return of the full cash flow — principal received, less upfront fees, then every instalment and monthly fee paid — annualised.
These tools are provided as they are, for working things out. They are not part of Aether's audited model engine and their results are not checked against it. Satisfy yourself that a number is right before you rely on it.