“12% p.a.” means five different things depending on how often it compounds. Enter a rate and what it is, and get every other version of the same rate — the one comparison banks hope you won't make.
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% p.a.
Rs
Same rate, every convention
What compounding does to the amount
All rows start from the same effective annual rate, so the amounts are identical — that is the point. A 12% monthly-compounded deposit and a 12.68% annually-compounded one are the same deal. Differences only appear when the quoted number is the same but the compounding is not.
These tools are provided as they are, for working things out. They are not part of Aether's audited model engine and their results are not checked against it. Satisfy yourself that a number is right before you rely on it.